Patricia A Ryan

Loan Officer

NMLS #20530

MA License # MLO20530


Patricia has been with Mortgage Financial since 2005. Patty has over 30 years of experience in Mortgage Banking. She has worked as a loan processor, closing coordinator and underwriter. She has been a loan officer since 1995. Her business is focused on creating beneficial borrower alternatives through diversified product offerings. She likes to work with first time homebuyers to put them into their first home successfully.

Patricia is licensed in Massachusetts, Maine and New Hampshire.

She has a Bachelor Degree from the University of Massachusetts-Lowell and an Associate Degree from North Shore Community College as a paralegal.

She is a long time member of the North Shore Association of Realtors and resides in Charlestown with her family.

Please remember Patricia Ryan and Mortgage Financial, your partners in lending, when looking to buy or refinance yourself or referring friends and family to a trusted advisor. With up to date market information and some of the best loan programs available, she can provide timely, accurate advice and a multitude of financing solutions. Patricia takes a great deal of pride that her focus has remained the same, treating each and every customer as she would want to be treated herself, recognizing that she is only as successful as her last transaction.


  • Patricia guided me in my search for a mortgage. Her dedication and professionalism shined through. I highly recommend her as she has much experience in the financing arena.
    — Al G.
  • I worked with Patty as a buyer agent and it was an exceptional experience. It didn't matter how many pre-qualification letters we needed, they were always provided timely and with a pleasant attitude. Once we had an accepted offer, Patty made the process easy and non-stressful for my first time buyer. It was truly a pleasure to work with her.
    — Mari A.
  • My husband and I have worked with Patty 3 times on home purchases / refinancing. We have enjoyed working with her every time. Over the years she has kept us up to date on the market conditions and rates. Most recently she alerted us to rates decreasing and that it would be a good time to refinance and get out of PMI. She looked into all of our options - and provided us options to meet all of our objectives - removing PMI and taking some money out to redo kitchen and bathroom. She is incredibly responsive to numerous questions, at any time. It's always a pleasure working with Patty, and when the time comes, we look forward to working with her again!
    — Heather P.

Client Wins

Every week we share stories about homebuyers and homeowners who are achieving their goals with Mortgage Financial as their partner. Click below to read more.
Fast Deadlines
After Foreclosure
Unique Process
Suddenly Laid Off


Phone: 617.968.4987

Mobile: 617.968.4987

10 Elm Street

Danvers, MA 01923

Mortgage Financial is a proud member of LendUS, one of the largest independently owned and operated mortgage lenders and your partner for the best home buying and refinancing service in America. LendUS was formed by combining four long-established and powerful lending brands around the country into one collective family to serve your family. Smart advice, easy process, and super speed are what we stand for, and our full attention is on achieving your financial goals.